Academic and Professional background

• French Baccalaureat (high-school diploma) in mathematics/science in 1961
• Post Graduate studies in mathematics, physics and chemistry in Morocco and Switzerland (EPFL) 1961/1962.
• Economic and commercial actuarial studies at HEC Lausanne 1963/1966 . Obtained degree in 1966.

• Actuarial and Financial Mathematics Assistance at HEC Lausanne from 1966 to 1969.
• Internship with Zurich Group 1969 /1970
• Secretary General of Zurich Morocco from 1971 to 1977.
• Integration of Atlanta, subsidiary of the Holmarcom Group, in 1978:
  • Secretary General in 1978,
  • Finance Director in 1982
  • CEO of Atlanta in 1988,
  • Deputy CEO in 1993.